Welcome to our Educational and Informative Mortgage and Lending Portal!

Some of our featured Rates

6 Month Convertible Term (High Ratio Insured)

5 Year Closed Term (Rate High Ratio Insured)

5 Year Variable Term (High Ratio Insured)

Home Equity Line of Credit (Up to 80% of the Home Value)

7 Year Fixed Term (High Ratio Insured)

10 Year Closed Term (High Ratio Insured)



As low as Prime -1.01%

As Low as Prime +.50%



Book a call or Zoom with me!

Book a Discovery call to find out what your mortgage and financing options are?

Meet Phil Romano

For over 30 years, I have had the privilege of providing customers with the highest standards of professional mortgage service and advice. My experience and knowledge of the constantly changing mortgage industry and local real estate market helps me provide custom tailored solutions to fit your personal financial goals. My role is to work exclusively with residential and commercial mortgage customers whether you are looking to purchase a property, transfer a mortgage, or refinance an existing mortgage.

As a Certified Professional Mortgage Broker (CPMB) with Verico House of Mortgage Experts (VHME), I am able to offer my customers some of the most innovative residential and commercial lending products available in the marketplace today. I will discuss with you the variety of options available and recommend the best solution to meet your individual needs.

I can meet with you at your convenience even outside of normal banking hours, including weekends and evenings, to suit your schedule. My goal is to make your mortgage experience as comfortable as possible, and to “Always Strive to be your Trusted Mortgage Advisor for Life”.

Want a Mortgage Pre-Qualification

The prequalification amount we will be giving you is intended to accelerate the initial phase of your home buying process. Based on the personal information you will provide through our questionnaire, it simply gives you a good idea of how much you can afford when purchasing a property.

Phil Romano

Mortgage Broker

Cell: 905 516-1150




1-1423 Upper Ottawa St, Hamilton, ON L8W 3J6, Canada

1-1423 Upper Ottawa Street Hamilton, On

*Copyright Verico House of Mortgage Experts Inc.#11972 and The Romano Mortgage Group 2023